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Orange Commercial Credit (OCC) factoring: rates, fees and terms

Rate published Rate published Read 2026-11-09

Factoring for owner-operators and fleets across freight types, including dump trucks, reefers, flatbeds and tankers.

Ownership: Privately held, per OCC.

Go to Orange Commercial Credit (OCC)

What sets it apart

Publishes the top of its range, 5%, which most factors leave out. At $10K a month that is $125 at the bottom and $500 at the top, so ask where your lanes and brokers put you before signing.

Published terms

Orange Commercial Credit (OCC) terms, copied from its own pages on 2026-11-09
RateOur factoring discount fee can range from 1.25% - 5%
AdvanceUp to 98% of the invoice within 24 hours for some industries
RecourseNot stated on the pages we read
ContractNot stated on the pages we read
Monthly minimumNot stated on the pages we read
Transfer feesNot stated on the pages we read
Other feesNot stated on the pages we read
Funding speedThe advance usually funds within 24 hours
FuelNot stated on the pages we read
Fits

Carriers in niche freight (dump, tanker, reefer) who want a factor that names them.

Look elsewhere if

You want contract and fee terms on the site; we found none.

Ask before you sign

Go to Orange Commercial Credit (OCC)

Pages we read

Factors change rates and terms. If this is out of date, tell us.